Our Mission

Optirate was founded with the premise of changing how we interact with our financial services providers. Optirate founders include seasoned entrepreneurs, banking, marketing and technology professionals.

We believe that most consumers are under-served by the mega and internet only banks. While both say that their objective is to serve customers, few actually put their customers first.

Optirate is not a bank, rather, we work with Community Banks and Credit Unions located across the country to provide you with the best products and best rates.

All of our Banking partners are safe and sound. Banks are fully insured by FDIC and Credit Unions by NCUA (an FDIC equivalent for Credit Unions).